Hockey Wealth isn’t just a name—it’s a mission. For current and retired NHL players, managing your finances during and after your career can feel as strategic as a power play. At Hockey Wealth, our team of former professional hockey players understands the game’s unique dynamics, offering tailored guidance on pensions, investments, and long-term wealth to ensure financial security beyond the rink.
From the thrilling highs of game-winning goals to the transition out of the spotlight, every NHL player faces a crucial question: “What happens next?” With a career that can be remarkably short and unpredictably cut short, the importance of planning cannot be overstated. That’s where the Hockey Wealth Group steps in—built by former pros who lived the lifestyle, we provide comprehensive financial coaching designed specifically for the hockey community. Whether you're navigating the NHL pension plan, exploring 401(k) options, or creating investment strategies for life after hockey, our full-service approach ensures your wealth management is as disciplined as your performance on the ice.
Why NHL Players Need Specialized Financial Advice
- Short, high-income career: The NHL window is narrow, and incomes rise quickly. Without proper strategy, earned wealth can slip away fast.
- Complex pension structures: NHL pension plans—defined benefit or defined contribution—come with eligibility rules, vesting schedules, and rules around withdrawal :contentReference[oaicite:1]{index=1}.
- Tax complexity: Balancing high income, annuities, 401(k)s, and Canadian RRSPs requires a knowledgeable team who understands both U.S. and Canadian tax implications :contentReference[oaicite:2]{index=2}.
Comprehensive Pension Guidance
One of Hockey Wealth’s signature offerings is assistance with the NHL pension plan. Whether you're enrolled in the “old” defined-benefit pension or the current version, our advisors help with:
- Explaining eligibility and vesting rules.
- Calculating projected monthly benefit amounts.
- Coordinating pension start dates with career milestones.
- Combining pension income with supplemental retirement accounts :contentReference[oaicite:3]{index=3}.
Our mission: help you know exactly what you're entitled to and how it fits into the larger picture. As Hockey Wealth says, “players can’t depend on the pension alone”—but with planning, it becomes a powerful foundation :contentReference[oaicite:4]{index=4}.
Retirement Accounts & Tax Efficiency
Beyond the pension, Hockey Wealth helps clients build a robust financial game plan:
- 401(k) oversight: We monitor options and changes in the NHL Players' 401(k), helping you optimize contributions and employer matches :contentReference[oaicite:5]{index=5}.
- Supplemental savings: Backdoor Roth IRAs, taxable accounts, annuities, and Canadian RRSP/TFSA options are structured to support your needs :contentReference[oaicite:6]{index=6}.
- Tax-smart coordination: Our team balances accounts to minimize tax exposure and enhance long-term growth.
Investment Strategies & Long-Term Planning
Arranging your wealth for the future requires more than just saving—it requires strategy. Hockey Wealth offers:
- Portfolio diversification: Tailored allocations across stocks, bonds, real estate, and other vehicles :contentReference[oaicite:7]{index=7}.
- Growth-oriented plans: Designed to match your retirement goals and risk tolerance.
- Yearly reviews: Ensuring your strategy adapts to contract changes, tax code updates, and shifts in your personal and professional life.
Holistic Support by Former Pros
What sets Hockey Wealth apart is our team—comprised entirely of former professional hockey players. We get the high-pressure travel, the tight season, the expectations—and translate that experience into financial empathy and insight :contentReference[oaicite:8]{index=8}. With services including:
- Podcast & webinars: Featuring NHL players sharing their financial journeys, lessons learned, and advice on planning :contentReference[oaicite:9]{index=9}.
- Discovery calls: A 15-minute initial consultation lets us understand your goals—and determine the best path forward :contentReference[oaicite:10]{index=10}.
Life After the Final Buzzer
Retirement planning isn't hypothetical—it's real. NHL careers end, like the recent retirements of Jaroslav Halak and Blake Wheeler, and former players face new financial realities :contentReference[oaicite:11]{index=11}. Hockey Wealth ensures that life after hockey is financially sound. Whether parlaying earnings into business ventures, continuing your legacy, or supporting your family—our strategies help you thrive off the ice.
Why “Hockey Wealth” Is Your Best Power Play
At Hockey Wealth, we offer much more than financial advice—we offer a partnership grounded in hockey culture. With deep understanding of NHL pensions, retirement account options, investment tactics, and the emotional transitions players face, our team is uniquely qualified to guide your journey.
Whether you're hitting the ice this season or stepping into a new chapter beyond hockey, choose a financial team with firsthand experience and proven expertise.
Ready to take control of your post-hockey finances? Contact us for a free initial case analysis. Let’s secure your future as confidently as you’ve secured your career.
